Terms of use

Overview

These Terms of Use (“Terms”) govern your access to and use of the SpendGuide website (“the site”).

By accessing or using this site, you agree to be bound by these Terms. If you do not agree, you should not use the site.

Use of the site

The content on SpendGuide is provided for general informational purposes only.

You agree to use the site:

• In a lawful and responsible manner
• Without attempting to disrupt, damage, or interfere with the site
• Without misusing or attempting to gain unauthorised access to systems or data

Content and intellectual property

All content on this site, including text, frameworks, guides, and design elements, is the property of SpendGuide unless otherwise stated.

You may:

• View and use content for personal or internal business purposes

You may not:

• Reproduce, distribute, or republish content without permission
• Use content for commercial purposes without prior approval

No professional advice

The content provided on SpendGuide is for informational purposes only and does not constitute financial, legal, or professional advice.

While we aim to provide accurate and up-to-date information, we make no guarantees regarding completeness, accuracy, or applicability to your specific situation.

You are responsible for any decisions made based on the information provided on this site.

External links

The site may contain links to third-party websites or resources.

We are not responsible for:

• The content of external sites
• The accuracy of information provided by third parties
• Any outcomes resulting from their use

Limitation of liability

To the extent permitted by law, SpendGuide will not be liable for any direct, indirect, incidental, or consequential damages arising from:

• Your use of the site
• Reliance on any content provided
• Inability to access the site

Contributions and submissions

If you submit content, feedback, or materials (including guide contributions or partnership enquiries):

• You grant SpendGuide the right to review, use, and respond to such submissions
• Submission does not guarantee publication or response
• We reserve the right to edit, decline, or remove content at our discretion

Changes to these Terms

We may update these Terms from time to time.

Any changes will be posted on this page with an updated effective date. Continued use of the site after changes constitutes acceptance of the revised Terms.

Governing law

These Terms are governed by the laws of New South Wales, Australia.